Manage fiat and crypto in one app, pay with a Visa card, and earn rewards from your network

NCB
Leading the Nordics
A pioneering financial institution bridging traditional banking and crypto

Regulated & Secure
Built with the highest European banking and security standards

User-Centric
A single app designed to simplify everyday money management

Fiat & Crypto in One App
Deposit, send, receive, swap (SEPA transfers and Crypto)

Visa Card
Issue your Visa card instantly, use it online or in-store

Referral Rewards
Earn when your network grows

Security First
Built with the highest European banking and security standards

Earn from 5 generations: Not just your friends, but their friends too. Every monthly subscription they pay gives you 5%.
Start Bonus
Get €10 when your referral pays their Start Fee
Monthly Rewards
Earn a 5% bonus every month on their Account Level payments
Deep Network Growth
Receive rewards up to 5 generations deep in your referral network